

You then stay at that level throughout the remainder of the calendar year, and the following year.Įach tier comes with benefits. New cardholders start with Silver status, which is upgraded to Gold or Platinum seven days after you’ve spent the amount corresponding to each level. Platinum: Spend more than $1,200 per year with your Macy’s American Express card earn 5% back in Star Rewards.

Gold: Spend between $500-$1,199 using your Macy’s American Express card, and earn 3% back in Star Rewards.Silver: Spend between $1-$499 per year using your Macy’s American Express card, and earn 2% back in Star Rewards.Then there are three earning tiers for purchases at Macy’s: These rewards are issued as “points” in the Macy’s Star Rewards program. The Macy’s American Express Credit Card gives you 3% back at restaurants, 2% back at gas stations and grocery stores, and 1% back on all other purchases. Most retail cards give between 3%-5% back without requiring a minimum spend. Spending requirements: While you can qualify for special discounts and promotions at Macy’s with this card, you’ll only get 3% back for Macy’s purchases if you spend at least $500 or more in a calendar year, at Gold status.Rewards expire early: The rewards-earning structure is a little confusing and may take active management to avoid reward expiration-with some rewards certificates expiring in about a month.Automatic Silver status: Carrying the Macy’s American Express Credit Card gives you automatic Silver status with the Macy’s Star Rewards program, providing access to special sales, including 25% off “Star Passes” you can use any day you want.You’ll also qualify for special members-only sales and perks. Access to special Macy’s discounts and sales: You may receive 20% off your Macy’s purchases on the day you apply for the card and the following day, up to a total savings of $100.These rewards rates are generous when you compare to other rewards credit cards with no annual fee. High rewards-earning rate on everyday purchases: This card gives you 3% back at restaurants and 2% back at gas stations and supermarkets.
